AAA Texas Reveals Top Auto Insurance Claims of 2021 | KLBK | KAMC


(Photo provided by AAA Texas)

COPPELL, Texas (press release) – The following is a press release from AAA Texas:

2021 has been a costly year for many Texas motorists due to collisions, weather conditions and distractions. While not all auto insurance claims are preventable, most are preventable by driving defensively and following simple tips. In addition to reducing the risk of claims, it’s a good idea for drivers to be aware of the most common claims to avoid paying higher premiums. AAA Texas reveals top auto insurance claims among Texas members in 2021.

  1. Rear Collisions / Fender Benders

A seemingly minor car accident in Texas can cost over $ 13,000 in damages, on average, and increase the cost of insurance as well as cause serious injury or death. These types of accidents accounted for 18% of all auto insurance claims processed by AAA Texas in 2021. Often, these types of accidents are the result of distracted driving. To avoid being involved in a rear impact or wing flexion, AAA Texas recommends:

  • Put down your phone and stay focused on the road. Taking your eyes off the road for just two seconds doubles the risk of an accident.
  • Ask passengers for help or stop if you need to read or write a text message.
  • Activate Do not disturb on your smartphone while driving.
  • AAA Texas Encourages Drivers To Pledge To End Distracted Driving By Visiting
  1. Backup

Collisions caused by backing up a vehicle cost on average more than $ 3,400 per claim in 2021. This type of accident accounted for 10% of all AAA Texas auto insurance claims processed in 2021. Many of these incidents were produce in parking lots or driveways. Drivers should be especially careful when exiting an aisle or navigating parking lots during vacations. Drivers can follow these tips to reduce their risk of being involved in a reverse collision.

  • Drive slowly and obey all traffic signs and signs.
  • Avoid shortcuts such as cutting through parking lanes and rows of parking spaces.
  • Watch for pedestrians and other vehicles when backing up slowly, and don’t just rely on rear view cameras.
  • Be extra vigilant of small children, pets and parents pushing strollers in parking lots.
  1. Hail damage

Hail damage to vehicles accounted for over 9% of AAA Texas auto insurance claims in 2021, with an average cost of over $ 5,700. Hail is incredibly damaging to homes, crops, and cars. Here’s how to protect a car from hail before it falls from the sky.

  • Always stay abreast of the weather forecast and park your vehicle in a covered area such as a garage.
  • If you are away, try to find shelter in a parking lot where you can wait for the storm to end. Even if you have to pay to access a garage, it will be much cheaper than paying to repair hail damage.
  • If you can’t find shelter for your car during a hailstorm, use a hail blanket or even blankets as a last resort. There is often not much warning before a hailstorm hits. Only go out to cover your car if it is safe. Protecting a car from hail is important, but not as important as your personal safety.

About AAA
AAA provides automotive, travel, insurance and financial services to more than 62 million members through its federation of independent automobile clubs and nearly 1,000 branches across North America. Since 1902, AAA has been a leader and advocate for safe mobility and motorists. Drivers can request roadside assistance, identify nearby gas prices, locate discounts, book a hotel, or plot a route through the AAA mobile app. AAA Texas branches statewide can be found by visiting Follow AAA Texas on Twitter: @AAATexas and Facebook:

(AAA Texas press release)


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