Flooded vehicle? Texas Insurance Board says document damage, take it to a safe place


FORT WORTH, TX (CBSDFW.COM) – A day after major flooding rushed through North Texas, many cars are still stuck.

In Fort Worth’s West 7th entertainment district, several cars were slightly out of their parking spots and shifted due to the power of the flash floods.

Several cars left on West 7th Street after a flash flood


A flood of calls rang out at Rick & Ray’s Auto Plaza in Fort Worth.

“For people who got swept away,” said Jamey Mattingly, shop foreman at Rick & Ray’s Auto Plaza.

Mattingly said once water gets into the engine, it’s bad news.

“Water has nowhere to go except over a piston and if a piston can’t move the engine can’t run, it usually breaks the engine,” Mattingly added.

If you’re not covered for this, it can get expensive. CBS 11 spoke to the Insurance Council of Texas where they recommend you first take photos to document any damage, take your car to a safe place – this might require towing it somewhere like a shop of mechanics.

They also recommend that you work with your insurance to find out what policies you have to help cover costs, such as roadside assistance.



“With auto and flood insurance you have to have this comprehensive coverage, so you look at a policy and you have collision, liability and full and comprehensive coverages such as broken windshield or things that just happen “said Rich Johnson, director of communications and public affairs for the Insurance Council of Texas.

If you rent your car, they recommend gap insurance.

“It’s very popular and probably necessary with a lease because what you owe on the car is usually more than the car is worth and so if you have that gap insurance it will fill that gap for you if your car is declared a total loss,” added Johnson.

Another thing to watch out for is mold from the damp interior of your car, so dry it out or take your car to a restoration service to have it cleaned.

One thing Johnson recommends is not to impound your car as it can be expensive.

If you have specific questions, it is best to contact your insurer to guide you through the next steps.


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