ATLANTA — A new AAA survey shows that while more Georgians are concerned about hurricane season, many are unprepared.
A new AAA survey finds that a growing number of Georgians are concerned about this year’s hurricane season, but there are still large numbers of residents who don’t have a contingency plan. Click here to view the survey.
According to the survey:
- 25% of Georgians are more concerned about this year’s hurricane season than last year.
- 48% don’t prepare in advance for hurricane season or bad weather.
- 39% do not have an evacuation plan.
“When a hurricane approaches, things can get chaotic, but making a plan now will help ease some of the stress,” said Montrae Waiters, spokesperson for AAA – The Auto Club Group. “AAA urges residents to review their insurance policies, document their possessions, gather supplies and develop a family plan in case they need to evacuate.”
Hesitation in evacuation
High Gas Prices Could Affect Evacuation Decisions
High gasoline prices are also starting to factor into Georgians’ reluctance to seek safety from harm. More than one in three respondents (36%) say that high gas prices and the availability of gas would make them less willing to evacuate their homes, if advised. Click here to see the average gas price today.
“Prices at the pump are expected to remain high through the summer,” Waiters said. “So if you’re worried about evacuation costs, it might be a good idea to start putting money aside now.”
Storm strength, pets, and property damage issues also play a role.
Less than a fifth of Georgians (17%) say they would completely ignore evacuation warnings. Of those who would evacuate (83%), almost half (45%) would leave only for a Category 3 hurricane or stronger.
The main reasons cited by people for staying at home:
- I don’t know where to go (32%)
- Can’t bring pets/has no safe option for them (24%)
- If there is damage to my home/property that I can repair (23%)
- Financial reasons (for example, cannot afford a hotel – 19%)
“Preparation is key to making sure you’re not stuck in the path of a deadly storm,” Waiters continued. “Now is the time to develop some options for your pets. Keep in mind that there are several pet-friendly hotels and shelters. And if you’re concerned about property damage, contact an insurance professional now. to review your policies.Having adequate coverage will give you peace of mind knowing that anything damaged while you were away can be repaired or replaced.
Advice from AAA’s insurance experts
Here are some things people can do right now to prepare for storm season.
- Review your insurance coverage. Review your home insurance with your licensed insurance agent to determine if you have adequate protection. Discuss your deductibles.
- Get flood insurance. Flood damage is not covered by your home insurance policy. There is a 30-day waiting period for new flood policies. So don’t wait for a storm to approach.
- Review your car policy. Do you have full coverage? Storm damage to your car is not automatically covered by your home insurance policy. Comprehensive coverage is not required in Florida, but would be useful if your vehicle is hail damaged, flooded, or a tree falls on it.
- Keep your insurance policy number and claims phone number in your phone in case you need to make a claim after the storm.
- Take inventory. Document your belongings as you walk around your home with a video camera or smartphone. Keep track of major purchases, including item cost, purchase date, model, and serial numbers.
- Store important documents in a portable waterproof container. Documents may include birth certificates, social security cards, insurance policy information, and more.
Importance of Flood Insurance
The two biggest sources of hurricane damage are wind and torrential rains resulting in flooding. Floods are the number one disaster in the United States.
Georgians (28%) are unaware that most home insurance policies do not cover flood damage. While more than half (57%) say they are concerned about a flood in their home, only 25% say they have a flood insurance policy.
“Unfortunately, many homeowners don’t realize until it’s too late that their insurance policy doesn’t cover flooding,” Waiters said. “We encourage residents to consider a flood policy now. There is a 30 day waiting period for all new flood insurance policies. So if you wait for a storm to approach, it will be too late.
Flood Insurance Facts
- Each area is a flood zone. Nearly 40% of all flood insurance claims come from homes that are not considered high-risk flood zones.
- Flood losses are costly. An inch of water can cost $27,000 or more to repair.
- From 2015 to 2020, flood insurance policyholders who suffered a covered loss due to flooding received an average compensation of $68,000, which never has to be repaid.
- Federal disaster assistance is not compensation for your losses, it is a low interest loan.
A “preferred risk” flood insurance policy can cost around a dollar a day to cover $75,000 in structural damage and $30,000 in damage to contents inside the home. *Coverage is subject to all terms, conditions, exclusions and limitations of the policy.
About the AAA Consumer Pulse™ Survey
The AAA Consumer Pulse™ survey was conducted online among residents living in Georgia from May 12-16, 2022. A total of 400 residents completed the survey. The survey results requested of all respondents have a maximum margin of error of ± 4.9% points. Responses are weighted by age and gender to ensure a reliable and accurate representation of the adult population (18 years and older) in Georgia.
Visit the AAA Georgia Newsroom
About AAA – The Auto Club Group
Groupe Auto Club (ACG) is the second largest AAA club in North America with over 13 million members in 14 US states, the province of Quebec and two US territories. ACG and its affiliates provide members with roadside assistance, insurance products, banking and financial services, travel deals and more. ACG belongs to the national AAA federation with more than 62 million members in the United States and Canada. AAA’s mission is to protect and advance freedom of mobility and improve road safety. For more information, get the AAA mobile appvisit AAA.comand follow us on Facebook, Twitter and LinkedIn.