Report of our rural mutual (2022)


If you or a family member is military related, you should definitely check out USAA auto insurance. It tends to be one of the cheapest providers for many different people. You can get standard coverage options plus a few extras:

  • Roadside assistance
  • Gaps coverage
  • New car replacement
  • Reimbursement of rent
  • Forgiveness of accident
  • glass cover

We appreciate that USAA has a reliable app you can use to request roadside assistance, submit a claim, and manage your policy. You can get a full quote online from USAA, but you’ll need to create an online profile and provide information about your military affiliations.

USAA knocked it out of the park on two auto insurance customer service studies by JD Power: the 2021 U.S. Automobile Claims Satisfaction Study and the 2021 U.S. Insurance Buying Study. The company has also an A++ financial strength rating from AM Best.

Learn more in our comprehensive USAA auto insurance review.

Progressive is another great choice for car insurance. In our Progressive auto insurance review, we found that the company offers a number of helpful coverage options, handy tools, and great discounts.

In particular, Progressive’s Snapshot program tracks your driving and rewards you with discounts for your safety. It tracks things like hard braking, quick acceleration, fast cornering, and night drives. Since many of these things are more often symptoms of city driving, rural drivers have a good chance of getting discounts with Snapshot.

Other highlights of Progressive include:

  • 13 reductions in total
  • Price comparison tool
  • give me your price® tool
  • Deductible savings bank

Progressive has an A+ financial rating, but it scored average in both JD Power studies.

Whenever you’re shopping for car insurance, we recommend getting quotes from multiple providers so you can compare coverage and rates. In addition to the insurance company you choose, factors such as your age, the make and model of your vehicle, and your driving history can affect your premium. Therefore, what is best for your neighbor may not be best for you.

Use our tool below or call our team at (844) 246-8209 to start comparing personalized auto insurance quotes:


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